Online Banking Security & Awareness
Is Online Banking Safe?
Types of threats to Online Banking Customers
Malware is short for malicious software. Malware includes viruses, spyware, and other software designed to gain access to or damage a consumer’s personal computer. Malware may be present on websites or hidden in document attachments, links, photos, or videos. Malware is often disguised as email from a known contact and is often activated when a link or attachment in the email is opened.
Phishing is an activity that allows criminals to access your personal information through your computer. Phishers post as individuals from organizations you know and trust to obtain your log-in information, passwords and account numbers.
Pharming occurs when internet traffic is diverted from a legitimate site to a criminal’s fraudulent site. Once consumers are on the fraudulent site, pharmers can record their key strokes and obtain personal information.
Scareware is an official-looking pop up screen that warns consumers about a potential problem with their computer. Spyware programs are then launched onto the computer when a consumer opens the pop-up window.
Spyware is loaded to a consumer’s PC and used to collect address book information, passwords, banking information, and behaviors for ease in accessing their credit card or bank accounts.
Viruses are malicious software (malware) programs designed to reproduce and infect other computers. Viruses can spread from one personal computer to another by attaching to the consumer’s address book. Viruses can also spread by accessing a computer connected to a company network and spreading to other computers on the network. Once on a computer, viruses can alter, destroy, or use personal information for malicious purposes.
How Will The Bank of Orrick Contact You?
The Bank of Orrick may occasionally call or email you promotional information. If you contact us to discuss your account, we will request personal information to verify your identity before we share any information. This is for your security.
However, The Bank of Orrick will not:
Online Security Best Practices
What can you do to protect yourself?
Maintain Your Protection
Perform security scans weekly or whenever you suspect malware has been loaded to your computer. Follow your security software’s recommendations and install updates when they are provided.
Use passwords that will be difficult to detect; Avoid Names or Common Phrases
Be careful when surfing the internet. Visit sites you know and trust. Be careful about promotions and offers presented without your request. Be careful about pop-up windows and suggested links. Close each website before proceeding to another. Be sure to log out of any financial services website before proceeding to other activity on the web.
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